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Next-Gen Philippine Payment Gateway

Accept Philippine Payments with modern infrastructure.

Hosted checkout, Gateway API, and clear settlement—integrate once and enable the rails you need.

Trusted Payment Methods & Rails Supported

GCash Instant Mobile Wallet
Maya Digital Banking & QR
QR Ph National Standard QR
InstaPay / PESONet Direct Bank Transfer

How it works

From merchant account to credited funds in three clear steps.

1. Merchant Setup

Create your account, configure settings, and enable the Philippine rails you want to offer.

2. Integrate API

Create checkout sessions via REST API, share hosted payment links, or embed seamlessly.

3. Receive Funds

We verify customer payments instantly, deduct transparent fees, and credit your balance.

Built for production merchants

Everything you need to accept payments professionally without technical friction.

Robust REST API

Create checkout sessions, verify status, and handle webhooks with pristine documentation.

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Multi-Merchant Accounts

Manage multiple business entities or stores under one master account with isolated keys.

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Hosted Invoices

Generate professional payment links with exact amounts, expiry time, and auto-confirmation.

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Secure Webhooks

Receive cryptographically signed payment events so your backend stays fully synchronized.

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Gateway Management

Toggle regional payment rails and wallet integrations instantly from one centralized control panel.

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Transparent Billing

Low platform fees starting at 1% with crystal-clear settlement reports—know exactly what you earn.

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Developer First

Built for developers who value clean code

Create a checkout session, redirect your customer, and verify payment via webhook or status API—the exact workflow production apps rely on.

POST /api/v1/merchant/checkout-session
Authorization: Bearer YOUR_API_KEY
Content-Type: application/json

{
  "amount": 25.00,
  "username": "order_1042"
}

// Response
{
  "checkout_url": "https://…/checkout/…",
  "token": "…",
  "expires_at": "…"
}

Security by design

Enterprise-grade infrastructure controls that keep merchant traffic strictly isolated and verifiable.

Encrypted API

TLS in transit. All sensitive secrets stored encrypted at rest.

Webhook Verification

Cryptographically signed payloads so you can trust payment events securely.

Secure Keys

Per-merchant API keys with built-in rotation-friendly management workflows.

Merchant Isolation

Strictly separate merchant balances, logs, and gateway credentials.

Frequently Asked Questions

Got questions about integrating or fees? We've got answers.

What is BayadGate?

BayadGate is a modern Philippine payment infrastructure built for merchants, providing hosted checkouts, a powerful REST API, and automated balance settlements starting from a 1% fee.

How fast is merchant onboarding?

Onboarding takes less than 5 minutes. Simply create an account, grab your test API keys, and start testing your checkout flow immediately.

How do webhook notifications work?

When a customer successfully completes a payment, our servers send a signed HTTP POST request to your webhook endpoint so your system can fulfill orders automatically.

Ready to Start Accepting Payments?

Create your merchant account and integrate in minutes.